What You're Covered For With NextGen Bicycle Insurance

Accidental damage

Accidental damage

You're Covered For Accidents, Weather and Malicious/Vandalism Damage

Theft

Theft

You're Covered For Theft, Inside and Away From The Home (Don't Forget To Lock The Bike!)

Personal Accident (Europe Only)

Personal Accident (Europe Only)

Up To £15,000 For Serious Injuries Sustained On Your Bicycle

Third-Party Liability (Europe Only)

Third-Party Liability (Europe Only)

Up To £1 Million of Cover For Damage To Third Party Property / Individuals

Bicycle Breakdown

Bicycle Breakdown

Up To £250 If You Suffer an Accident, Vandalism, or an Irreparable Breakdown More Than 1 Mile From Home

WorldWide Cover

WorldWide Cover

For up to 31 Days in any One Trip and a Total of 90 Days During any 12-Month Period

Accessories

Accessories

If You Choose to Add Accessory Cover, You're Insured up to That Amount

Competing Cover

Competing Cover

When Selected, You're Covered For up to £500 for Race Fees (terms apply) and Cover Whilst Competing

Legal Cover

Legal Cover

Free legal helpline and legal cover/support for those uninsured losses

What You're Not Covered For With NextGen Bicycle Insurance

Theft Without Security

Theft Without Security

You Must Use a Sold Secure Gold Standard Lock & Secure The Bike at Home (see T&C's)

Policy Excess

Policy Excess

You Have to Pay 5% of the Bicycle Value When You Make a Claim, This is Your Excess

Accidental Damage

Accidental Damage

When You've Loaned Your Bicycle to Anyone Outside of Your Immediate Family

Wear & Tear

Wear & Tear

Your Bicycle Will Be Subject To Wear & Tear - That's Not Covered

Business Use

Business Use

Other Than Commuting (if Selected), Business Use on Your Bicycle is Not Covered

Evidence Not Uploaded

Evidence Not Uploaded

Claims May Not Be Paid if You Have Not Uploaded Original Evidence of Your Insured Gear

Don't just take our word for it

Just take a look at what our Customers have to say

We're here to help 24/7

Social Media

Social Media

Facebook, Instagram & Twitter

Telephone

Telephone

01206 688097 (Mon-Fri 9am-5pm)

Email

Email

[email protected]

Self Service

Self Service

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