Key benefits and Exclusions
We're totally transparent and you need to know what you're buying and how you're covered
What You're Covered For With Cycler Bicycle Insurance
You're Covered for Accidents and Malicious/Vandalism Damage
You're Covered For Theft, Inside and Away from The Home (Don't Forget To Lock The Bike!)
Up to £15,000 for Serious Injuries Sustained on Your Bicycle
Up to £1 Million of Cover for Damage to Third Party Property / Individuals
Up to £250 If You Suffer an Accident, Vandalism, or an Irreparable Breakdown More Than 1 Mile from Home
For up to 31 Days in any One Trip and a Total of 90 Days During any 12-Month Period
If You Choose to Add Accessory Cover, You're Insured up to That Amount
When Selected, You're Covered For up to £500 for Race Fees (terms apply) and Cover Whilst Competing
Free Legal Helpline and Legal Cover of £100,000 for Uninsured Losses
What You're Not Covered For With Cycler Bicycle Insurance
You Must Use a Sold Secure Gold/Diamond Standard Lock & Secure The Bike at Home (see T&C's)
You Have to Pay an Excess When You Make a Claim, This is on Your Policy Schedule
When You've Loaned Your Bicycle to Anyone Outside of Your Immediate Family
Your Bicycle Will Be Subject To Wear & Tear - That's Not Covered
Other Than Commuting (if Selected), Business Use on Your Bicycle is Not Covered
Claims Won't Be Paid if You Have Not Uploaded Original Evidence of Your Insured Gear to the Specification Required.