Muc Off

Bicycle Insurance in partnership with Muc-Off

We've partnered with the absolute legends at Muc-Off to offer an unrivalled bicycle insurance product.

Our bicycle insurance covers you, as standard, for theft, damage, vandalism, third-party liability, personal accident and more. With free bicycle upgrades (see TOBA for details), the U.K.'s first bike no claims discount and guaranteed no price increases - we've got you covered.

About Us

We're NextGen Insurance and we're a little different to what you're used to. We exist to provide the next generation of insurance products with outstanding service at super affordable prices. We're quite simply, wonderfully natured human beings with a passion for people, cycling and technology! We hope you'll feel that in all of your interactions with us.


We're here to help you look after the things you love, that's those prized possessions that mean more to you than the curtains, carpets and sofa. We help people look after their bicycles, gadgets, mobile phones, tech and much more.

Road bike

What does our bicycle insurance cover you for?

We've got your back - benefits and features quite unlike any other

Accidental damage

Accidental damage

Including weather and malicious damage

Accessories cover

Accessories cover

It's not just your bicycle that's covered

Theft

Theft

We'll get you a replacement bicycle quickly

Personal accident cover

Personal accident cover

We'll look after if you have an accident while out on your bicycle

Third-party liability

Third-party liability

Injury to a member of the public or damage to third party property whilst out riding

European cover

European cover

Want to be covered while you're cycling around Europe? No problem!

Our Customers Love Us

Just take a look at what they have to say...

Frequently Asked Questions

Our policies cover accidental damage and theft, personal accident, public liability, cycle breakdown and accessory cover (when selected). If you are biking through Europe, you and your bicycle are also covered (see trip limitations in the terms and conditions) We also offer cycle hire while you are without your bicycle during a claim.

Your bicycle might be covered under your home insurance, but the cover is unlikely to cover all of your needs and could leave you without your bicycle for a considerable amount of time as home insurance claims can take a while to resolve. 

Home insurance isn’t designed with your bicycle in mind, so is unlikely to cover you for personal accidents, theft away from the home and public liability. Furthermore, if you claim on your home insurance, the excess you may be required to pay could be higher than the cost of having separate bicycle insurance. Naturally, your contents insurance premium may then increase when your policy comes to renewal because of the claim you made.

Please make sure you view the benefits and cover of our bicycle insurance policy before you make a decision. If you’re not sure, give us a call and we’ll help explain our cover options further.

Next Generation Insurance (NextGen) is an insurance intermediary helping our Customers look after what they love.

You can pay annually or monthly, remember, the contract is still an annual one. 

You can log into your customer area and make a change there by visiting gonextgencycle.co.uk/customer-area/login Alternatively you can call us on 01206 688097 or you can email us at [email protected]

We insure road bikes, mountain bikes and electric bikes (not scooters or mopeds).

The Insurance Underwriter is UKGI (U.K. General Insurance) and Watford Insurance Company (Europe) Ltd.

We’re committed to offering outstanding customer service and we’re proud of our fantastic customer reviews. However, if you feel that we haven’t lived up to these high standards, we’d love to hear from you and have the chance to make things right.

To make a complaint simply log into your customer area www.gonextgencycle.co.uk/customer-area/

Alternatively, you can call us on 01206 688097 or you can email us at [email protected]

If NextGen Insurance, UKGI Insurance and Watford Insurance Company Europe Limited cannot meet their obligations, you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS). You can get more information about compensation scheme arrangements from the FSCS or visit www.fscs.org.uk

5 Affordable winter essentials for cyclists

5 Affordable winter essentials for cyclists

14 October 2021

Check out NextGen Insurance's five affordable cycling essentials you will need when going out on bicycle rides this winter.

Five of the best U.K. cycle trails you must try

Five of the best U.K. cycle trails you must try

14 October 2021

There is nothing better than getting out on the open road and riding your favourite bike. But are you getting bored of the same few local routes?

6 quick tips to help you look after your bicycle

6 quick tips to help you look after your bicycle

14 October 2021

Here at NextGen, we've found six quick ways you can easily look after your bike so you stay safe and have the best riding experience possible.

We're here to help 24/7

Social Media

Social Media

Facebook, Instagram & Twitter

Telephone

Telephone

01206 688097 (Mon-Fri 9am-5pm)

Email

Email

[email protected]

Self Service

Self Service

Click here to log in

Welcome! By entering our site, you accept our terms of use, privacy policy, and our use of cookies. Click here to learn more.