5 Affordable winter essentials for cyclists 

With winter just around the corner, and the cold and wet weather right behind it, it’s vital you have the correct gear for your winter rides. Here are our five affordable cycling essentials you will need when going out on bicycle rides this winter.


A cycling cap isn’t just a summer riding essential, it is also important for winter. You will be wanting to keep the rain out of your eyes but you also need to think about those bright and sunny winter mornings. The Winter Hat from Le Col is the perfect cap for your winter rides. Made in Italy with Windtex wind and water protection, the peak on the hat keeps the sun and rain out of your eyes. The founder for Le Col, Yanto Barker has said: "We’ve taken the summer cap and equipped it for winter with weather beating fabrics and snug ear protection. A simple yet effective hat to ensure you keep training through the coldest of the winter months”.

By the cap here from £30


With the temperature getting low it’s important to keep your feet warm. That’s why we recommend Rapha Deep Winter Cycling Socks. These socks will set you back £25 but your feet will thank you for them! Made from merino-rich blend material these socks are cut long and have a thick, wind-resistant panel that runs the length of the shin. The main footbed is padded for extra insulation and the toes also have an additional wind-resistant facing.  

Buy them by clicking here 

Rain jacket 

British winter can be cold dark and wet, so you need to be prepared for the rain that will almost certainly hit while you’re out on your ride. For £110 you can pick up the perfect raincoat that will keep you dry during the wet winter months. The dhb Flashlight Force Waterproof Jacket from Wiggle has multiple features including full waterproofing and 3M Scotchlite which will keep you dry and visible this winter. Don’t just take our word for it as this jacket currently sits pretty with 81 5-star reviews. 

Buy the jacket here

Neck tube

It’s all well and good to protect your body from the rain or your eyes from the sun. However, you need to protect your face from the cold wind. For the next winter essential, we are going back to Wiggle, but this time for a neck tube. This race-tuned, insulated Assos Winter Neck Protector will help you battle the arctic-cold conditions while your biking around your favourite route.  

Buy here from


Visibility is important while out on the road. The nights are longer and the days aren’t as bright anymore so it’s important other road users can see you, the last thing you want is to be getting knocked off your bike by someone who can’t see you. VVA Bike Lights Set USB Rechargeable bike light is the perfect light for your bicycle this winter. Equipped with a 7200mAh rechargeable battery, you can use any USB charging port with a 2A output to charge your new light. As well as this the light is waterproof, meaning on these dark, wet rides your light will be working just how it should be. If this isn’t enough the VVA Bike Lights Set USB Rechargeable has 13 different adjustable light modes, so you can pick the right light for the conditions.

Buy the light on Amazon by clicking here 

What does our Bicycle insurance cover you for?

Accidental damage

Accidental damage

Including cover for accidents, weather and vandalism damage

Accessories cover

Accessories cover

Add your important gear to ensure everything's covered when you're out and about



We'll get you a replacement bicycle quickly - don't forget that Gold Secure lock!

Personal accident cover

Personal accident cover

We provide you with cover in the event that you seriously injure yourself whilst out cycling

Third-party liability

Third-party liability

Injury to a member of the public or damage to third party property whilst out riding

European cover

European cover

Want to be covered while you're cycling around Europe? No problem!

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Frequently Asked Questions

Our policies cover accidental damage and theft, personal accident, public liability, cycle breakdown and accessory cover (when selected). If you are biking through Europe you and your bicycle are also covered (see trip limitations in the terms and conditions) We also offer cycle hire while you are without your bicycle during a claim. 

Your bicycle might be covered under your home insurance but the policy is very unlikely to cover all of your needs and could leave you without your bicycle for a considerable amount of time as home insurance claims can take a while to resolve. 

Home insurance isn’t designed with your bicycle in mind, so is unlikely to cover you for elements such as personal accident, public liability, cycle hire and more. 

Furthermore, if you claim on your home insurance, the excess you may be required to pay could be higher than the cost of having separate bicycle insurance. Naturally, your contents insurance premium may then increase when your policy comes to renewal, due to the claim you made.

Next Generation Insurance (NextGen) is an insurance intermediary helping our Customers look after what they love.

You can pay annually or monthly, remember, the contract is still an annual one. 

You can log into your customer area and make a change there by visiting gonextgencycle.co.uk/customer-area/login Alternatively you can call us on 01206 688097 or you can email us at [email protected]

We insure road bikes, mountain bikes and electric bikes (not scooters or mopeds).

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